Florida

The state housing agency; runs affordable rental programs and the State Housing Initiatives Partnership (SHIP), which funds emergency rent, utility deposit, and repair help through your city or county SHIP office. Call 850-488-4197 to find your local office.

Free statewide search tool for affordable and income-restricted apartments, including units that accept vouchers. Call 1-877-428-8844.

Coordinates Florida's local homeless Continuums of Care; if you're homeless or about to be, call 2-1-1 to be connected to your area's coordinated entry for shelter and rehousing help.

Florida's monthly cash assistance (TANF) for very-low-income families with children and pregnant women. Apply online at MyACCESS or call 850-300-4323.

• MyACCESS

Find your county's Community Action Agency, which handles emergency rent, utility, and crisis assistance locally. Call 904-770-6120.

Local corps across Florida offer emergency help with rent, utilities, food, and disaster recovery.

Florida hospitals have financial assistance policies that can reduce or forgive bills for low-income patients — always ask the billing office for a "financial assistance application" before paying or ignoring a big bill; 2-1-1 can help you find hospital programs.

Network of 100+ clinics providing free or very low-cost medical and dental care to uninsured Floridians — a way to get care without new debt.

Free state help disputing health insurance denials and surprise medical bills. Call 1-877-693-5236.

Helps pay electric and other home energy bills, with extra crisis help if you have a shut-off notice; apply through your local community action agency (find it on the FloridaCommerce LIHEAP page or call 2-1-1).

Utility crisis help for households with someone 60 or older facing disconnection. Call the Elder Helpline at 1-800-963-5337.

Free home improvements (insulation, AC repair, sealing) that permanently lower energy bills for low-income households; apply through your local weatherization agency.

Monthly grocery money on an EBT card. Apply online at MyACCESS or call 850-300-4323.

• MyACCESS

The statewide network of regional food banks; use "Find Food Now" to locate free pantries and distributions in your county.

Free healthy food, formula, and nutrition support for pregnant people and kids under 5. Call 1-800-342-3556.

Free health coverage for children, pregnant women, seniors, and people with disabilities (Florida has not expanded to all low-income adults). Apply at MyACCESS.

• MyACCESS

Free or low-cost health insurance (most families pay 20/month or nothing) for kids under 19 — Florida's CHIP program. Call 1-888-540-5437.

Free, federally funded navigators who help you enroll in HealthCare.gov marketplace plans and check what subsidies you qualify for. Call 877-813-9115.

Find a free or charitable clinic near you for medical, dental, and prescription help if you're uninsured.

Florida's 211 centers are also accredited crisis lines — dial 2-1-1 any hour to talk through a mental health or suicidal crisis and get connected to local care.

The state behavioral health agency; funds Mobile Response Teams (dispatched via 988 or local lines) and no-cost treatment through regional Managing Entities for people without insurance.

Free support groups, family education, and help navigating Florida's mental health system. Call 850-671-4445.

Florida's child care subsidy, run by your local Early Learning Coalition; apply online through the Family Portal and pay only a small co-pay while you work or study.

Free pre-K for every Florida 4-year-old, no income limit — apply through the same Early Learning Family Portal.

Find free Head Start and Early Head Start programs (early education plus meals and family support) for babies through age 5 in your county.

Statewide network of career centers with free job placement, resume help, and paid training; every county has a local CareerSource office.

Florida's unemployment benefits — file your claim online through the Reconnect system as soon as you lose work. Call 1-833-352-7759 for help.

State-coordinated door-to-door rides for people who can't drive or afford transportation, especially for medical appointments; call your county's community transportation coordinator or 850-410-5700.

The statewide site to find your local legal aid office, apply for free legal help, and read plain-language guides on evictions, benefits, and debt.

Statewide nonprofit law firm advocating for low-income Floridians on housing, benefits, and consumer issues, and backing up local legal aid programs.

If you've received an eviction paper, apply immediately through Florida Law Help to be matched with the free legal aid program covering your county.

Free immigration legal services for immigrants, children, and detained people across Florida. Call 305-573-1106.