Indiana

The state housing agency; runs rental and homeowner assistance programs and funds homeless services in all 92 counties.

Indiana is unique: every township has an elected trustee who provides emergency "township assistance" with rent, utilities, and other basics. Find yours through the state's local government lookup or ask Indiana 211.

Free counseling and possible mortgage help if you're behind on your house payment; call 1-877-438-4673.

Monthly cash for very low-income families with children; apply online through the FSSA Benefits Portal or call 1-800-403-0864.

Find your local community action agency for emergency help with rent, utilities, and household crises.

Beyond housing, township trustees can also help with utility bills, food, and even burial costs when you have nowhere else to turn.

Indiana's largest hospital system offers free or discounted care based on income; every nonprofit hospital in the state has a similar program — always ask billing for the financial assistance application before paying.

If you're hit with a big medical bill and are uninsured, applying for HIP quickly may get the bill covered; hospital financial counselors can help you apply.

Free legal help if you're being sued over medical debt or garnished; call 1-844-243-8570.

Indiana's LIHEAP; helps pay heating and electric bills and protects you from winter disconnection. Apply online at the Indiana EAP portal or through your local community action agency.

• Indiana EAP portal

Free home energy repairs (insulation, furnace work) that cut your bills long-term.

Monthly grocery money on a Hoosier Works card; apply online through the FSSA Benefits Portal or call 1-800-403-0864.

The statewide association of Indiana's 11 Feeding America food banks; find a free pantry near you.

Healthy food, formula, and nutrition help for pregnant women, new parents, and children under 5.

Indiana's Medicaid program for low-income adults 19–64; low or no cost, covers doctor visits, hospital care, and prescriptions. Apply at the FSSA Benefits Portal.

• FSSA Benefits Portal

Free or low-cost health coverage for Indiana children and pregnant women (includes Indiana's CHIP).

Indiana uses the federal marketplace; most people qualify for discounts on private plans if they don't qualify for HIP.

Call or text 988 for Indiana-based crisis counselors; DMHA also runs mobile crisis teams and crisis receiving centers around the state.

Free support groups, classes, and a helpline (1-800-677-6442) for people living with mental illness and their families.

Find state-funded substance use treatment providers who take patients regardless of ability to pay.

Helps pay for childcare while you work or go to school, plus free pre-K for eligible 4-year-olds; Brighter Futures Indiana helps you apply and find providers.

Free preschool, meals, and family support for low-income children under 5.

Free help for pregnant women and new parents finding prenatal care, insurance, and family services: 1-844-624-6667.

Free job search help, resume coaching, and training dollars at WorkOne centers statewide.

File for unemployment benefits online through Uplink.

Free civil legal help statewide for evictions, benefits denials, debt, and family safety issues; apply online or call 1-844-243-8570.

The state's free legal information site — plain-language forms, guides, and a directory of free legal clinics.

Low-cost immigration legal services (asylum, green cards, citizenship) plus housing and tax help, serving Indianapolis and much of the state.