Housing & Rent Help
- Kentucky Housing Corporation
The state housing agency; lists current rental assistance, affordable apartments, and homeowner help programs.
- Homeless & Housing Coalition of Kentucky
Statewide coalition that can point you to shelter, homeless services, and housing programs in your county.
- Legal aid eviction help (kyjustice.org)
If you've received an eviction notice, Kentucky's four legal aid programs defend tenants for free; find yours by county.
Emergency Bills & Cash Assistance
- K-TAP (Kentucky Transitional Assistance Program)
Kentucky's monthly cash assistance for very low-income families with children; apply online at kynect benefits or call the DCBS line at 1-855-306-8959.
- Community Action Kentucky
The statewide network of 23 community action agencies; emergency help with rent, utilities, and crisis needs in every county.
- Catholic Charities of Louisville
Emergency assistance, counseling, and family support for people in crisis, regardless of faith; sister agencies serve Lexington, Covington, and Owensboro.
Medical Bills & Debt
- UK HealthCare Financial Assistance
Free or discounted care based on income at Kentucky's largest academic health system; every nonprofit hospital in Kentucky must have a charity care policy — always ask billing for the financial assistance application.
- Kentucky Homeplace
Free community health workers in eastern and rural Kentucky who help you get medications, medical care, and bill help you didn't know you qualified for.
Utilities
- Kentucky LIHEAP
Helps pay heating bills and can stop a disconnection in a crisis; apply at your local community action agency (applications open in late fall and winter).
- Kentucky Weatherization Assistance
Free home energy repairs through your community action agency that lower your bills permanently.
Food
- Kentucky SNAP
Monthly grocery money on an EBT card; apply online at kynect benefits or call 1-855-306-8959.
- Feeding Kentucky
The state's network of seven Feeding America food banks; find a free pantry in your county.
- Kentucky WIC
Healthy food, formula, and nutrition support for pregnant women, new parents, and kids under 5.
Healthcare Coverage & Free Care
- Kentucky Medicaid (via kynect)
Free or very low-cost health coverage for low-income adults (Kentucky expanded Medicaid), kids, and pregnant women; apply at kynect or call 1-855-459-6328.
- KCHIP (Kentucky Children's Health Insurance Program)
Free or low-cost coverage for children whose families earn too much for Medicaid; same kynect application.
- kynect health coverage
Kentucky's own state health insurance marketplace, with free local "kynectors" who help you enroll and find discounts.
Mental Health & Crisis
- Community Mental Health Centers (DBHDID)
Kentucky's 14 regional mental health centers serve every county regardless of ability to pay, each with its own 24/7 crisis line; the state site lists them all.
- KY HELP Statewide Call Center
Talk to a real person about addiction treatment options for you or a loved one: 1-833-859-4357 (1-833-8KY-HELP).
- FindHelpNowKY.org
Kentucky's live search tool showing which addiction treatment programs have openings right now, by region and payment type.
Childcare & Family
- Kentucky Child Care Assistance Program (CCAP)
Pays childcare costs for low-income working parents and those in school; apply through kynect benefits.
- HANDS (Health Access Nurturing Development Services)
Free voluntary home visits for new and expecting parents in every Kentucky county — practical support, baby supplies guidance, and encouragement.
- Kentucky Head Start Association
Free preschool, meals, and family support for low-income children under 5.
Transportation & Employment
- Kentucky Career Center
Free job centers across the state with career coaching, training funds, and hiring help.
- Kentucky Unemployment Insurance
File for weekly unemployment payments online through the Kentucky Career Center site.
Legal Aid & Immigration
- Kentucky Legal Aid Programs (kyjustice.org)
Kentucky's free legal help website; connects you to the right one of the state's four legal aid programs for eviction, benefits, debt, and family safety cases.
- AppalReD Legal Aid
Free civil legal help for low-income people in eastern and south-central Kentucky: 1-866-277-5733.
- Kentucky Refugee Ministries
Immigration legal services (green cards, citizenship, asylum) and resettlement support in Louisville and Lexington.
- Kentucky Equal Justice Center — Maxwell Street Legal Clinic
Low-cost immigration legal services and advocacy for low-income Kentuckians.