Housing & Rent Help
- Minnesota Housing (Minnesota Housing Finance Agency)
the state agency behind affordable rentals, down payment help, and homeowner assistance; start here to find income-based housing and homebuyer programs. Call 651-296-7608 or 1-800-657-3769.
- Family Homeless Prevention and Assistance Program (FHPAP)
state-funded help through local agencies to stop an eviction or keep you out of a shelter, covering things like back rent, deposits, and moving costs.
- HOME Line
free legal advice for Minnesota renters facing eviction, repairs, deposit disputes, or unsafe conditions. Call the tenant hotline at 612-728-5767 (or 1-866-866-3546 outside the metro).
- Minnesota Homeownership Center
free, trusted counseling if you are behind on your mortgage or facing foreclosure, plus help buying your first home. Call 651-659-9336.
Emergency Bills & Cash Assistance
- Minnesota Family Investment Program (MFIP)
Minnesota's cash and food assistance for families with children who have low income; helps cover basics while you work toward stability. Apply online at MNbenefits.
- Apply at MNbenefits
one online application (about 20 minutes) for cash help, food support, emergency assistance, childcare, and more; the fastest way to start most Minnesota benefits.
- General Assistance & Emergency Assistance
monthly cash for adults without children who can't work, plus one-time Emergency Assistance/EGA for a crisis like an eviction notice or shut-off. Ask your county human services office or apply through MNbenefits.
- Minnesota Community Action Partnership (MinnCAP)
find your local Community Action Agency, which offers emergency help with rent, utilities, transportation, and other urgent needs. Use the map to reach the office for your county.
- Salvation Army Northern Division
emergency help with rent, utilities, food, and household needs across Minnesota; call 211 or your local corps to ask what's available.
Medical Bills & Debt
- Minnesota Hospital Charity Care & Fair Debt Collection Law
Minnesota law requires hospitals to offer charity care and limits aggressive collections; this Attorney General guide explains your rights and how to ask for financial assistance.
- Minnesota Attorney General — Medical Debt Help
file a complaint or get help if a hospital or collector is treating you unfairly. Call 651-296-3353 or 1-800-657-3787.
- Portico Healthnet
helps uninsured and underinsured Minnesotans enroll in coverage and connect to low-cost care so medical bills don't pile up. Call 651-489-2273.
Utilities
- Minnesota Energy Assistance Program (EAP)
the state's LIHEAP program; helps pay heating bills and fix emergencies like a broken furnace or a shut-off for income-eligible households. Apply at the EAP portal or call 1-800-657-3710.
- Cold Weather Rule
Minnesota law that protects your heat from being disconnected in winter (Oct 1–Apr 30) if you set up a payment plan; call your utility right away to enroll.
- Salvation Army HeatShare
emergency help with heating bills and fuel (including propane and wood) when other programs run out; call 211 or your local Salvation Army.
- Weatherization Assistance Program
free home energy upgrades like insulation and furnace repair to lower your bills, run through local Community Action Agencies.
Food
- Apply for SNAP / Minnesota Food Assistance
monthly grocery money (formerly food stamps) for people with low income; apply quickly online at MNbenefits.
- Minnesota Food HelpLine
free, friendly help finding food shelves near you and applying for SNAP; call 1-888-711-1151. Run by Hunger Solutions Minnesota.
- Second Harvest Heartland
one of the state's largest food banks; use their site or call to find a nearby food shelf or free meal program.
- Minnesota WIC (MN Dept. of Health)
free healthy food, breastfeeding support, and nutrition help for pregnant people and kids under 5. Call 1-800-942-4030 to find your local clinic.
Healthcare Coverage & Free Care
- Medical Assistance (MA) & MinnesotaCare
Minnesota's Medicaid and low-cost coverage for people with limited income; covers doctor visits, hospital, prescriptions, and more.
- MNsure
Minnesota's official health insurance marketplace and the doorway to free or low-cost coverage; free help from certified assisters. Call 1-855-366-7873.
- Minnesota Association of Community Health Centers
find a community health center that provides care on a sliding fee scale, whether or not you have insurance.
- Minnesota Community Care
clinics offering medical, dental, and mental health care to everyone regardless of ability to pay, with sliding-scale fees.
Mental Health & Crisis
- Minnesota County Mental Health Crisis Lines
every county has a mobile crisis team you can reach 24/7 for immediate mental health help; find your county's number here. You can also call or text 988.
- Text "MN" to 741741 (Crisis Text Line)
free, 24/7 support by text with a trained crisis counselor when talking feels like too much.
- Minnesota Warmline (peer support)
talk with a trained peer who's been there, for non-emergency emotional support; call or text 651-288-0400 or 1-877-404-3190.
- Fast-Tracker Substance Use & Recovery
search statewide for openings in substance use treatment and recovery services. For the free state helpline, call 1-833-479-2255.
Childcare & Family
- Child Care Assistance Program (CCAP)
helps families with low income pay for childcare so you can work or go to school; apply through your county or at MNbenefits.
- Help Me Connect
free state tool to find childcare, early childhood, and family support services near you for kids from birth to age 8.
- Minnesota Diaper Bank
free diapers for families who are struggling; use the site to find a partner distribution site near you.
- Head Start (MN Head Start Association)
free early learning, meals, and family support for young children in families with low income; find your local program.
Transportation & Employment
- CareerForce (MN DEED)
free help finding a job, training, and career counseling at locations across the state; call 651-259-7500.
- Minnesota Unemployment Insurance
apply for unemployment benefits if you lost your job through no fault of your own. Apply online or call 651-296-3644 (metro) or 1-877-898-9090.
- Minnesota Council on Transportation Access
helps you find rides to work, medical appointments, and services; dial 211 for local transportation options in your area.
Legal Aid & Immigration
- LawHelpMN
the statewide hub for free legal help in Minnesota, with plain-language guides and a tool to find the legal aid office that serves your county.
- Mid-Minnesota Legal Aid
free civil legal help for people with low income in the Twin Cities and central Minnesota, including eviction defense, benefits, and family law. Call 612-334-5970 or 1-800-292-4150.
- Southern Minnesota Regional Legal Services
free legal help with housing, benefits, and consumer issues across southern and southeastern Minnesota. Call 1-888-575-2954.
- Immigrant Law Center of Minnesota
free and low-cost immigration legal help for immigrants and refugees statewide. Call 651-641-1011 or 1-800-223-1368.
- The Advocates for Human Rights
free legal representation for asylum seekers, survivors of trafficking, and other immigrants in crisis. Call 612-341-3302.