Housing & Rent Help
- Missouri Housing Development Commission (MHDC)
the state's housing finance agency; funds affordable housing, homeless programs, and housing counseling, and runs the state's homeless system outside the big metros.
- Missouri Association for Community Action
connects you to your local Community Action Agency, which may have emergency rent, deposit, and housing help. Call 573-634-2969 to find yours.
- Legal Services of Eastern Missouri
free lawyers for renters facing eviction in the St. Louis region and eastern Missouri. Call 1-800-444-0514.
- Legal Aid of Western Missouri
free eviction defense and housing help in Kansas City and 40 western counties. Call 816-474-6750.
Emergency Bills & Cash Assistance
- Temporary Assistance (Missouri's TANF)
monthly cash for very low-income families with children; apply online through the Department of Social Services or call 855-373-4636.
- Community Action Agencies
Missouri's 19 local agencies help with emergency bills, rent, utilities, and getting back on your feet.
- The Salvation Army – Midland Division
local offices across Missouri help with emergency rent, utilities, food, and shelter.
- Catholic Charities of St. Louis
emergency assistance and family support across eastern Missouri, open to people of any faith.
Medical Bills & Debt
- Missouri Hospital Association
lists hospitals statewide.
- Missouri Primary Care Association
find a community health center that charges on a sliding scale based on your income, even with no insurance.
- MO HealthNet retroactive coverage
if you qualify for Medicaid, it can sometimes pay medical bills from up to 3 months before you applied; ask when you apply.
Utilities
- LIHEAP (Low Income Home Energy Assistance Program)
helps pay heating and cooling bills and can stop a shutoff in a crisis; apply through DSS or your local Community Action Agency.
- Weatherization Assistance Program
free home improvements (insulation, air sealing, furnace work) that permanently lower your utility bills, run by the Department of Natural Resources through local agencies.
- Community Action Agencies
many run extra utility-help funds beyond LIHEAP; call 573-634-2969 to find your local agency.
Food
- SNAP / Food Stamp Program
monthly money on an EBT card for groceries; apply online through myDSS or call 855-373-4636.
- Feeding Missouri
the coalition of Missouri's six food banks; use their site to find a free food pantry in any county.
- Missouri WIC
free healthy food and formula for pregnant women, new moms, and kids under 5. Call 800-392-8209.
Healthcare Coverage & Free Care
- MO HealthNet (Missouri Medicaid)
free health coverage for low-income adults, kids, pregnant women, seniors, and people with disabilities; Missouri expanded Medicaid, so many working adults now qualify. Apply through myDSS or call 855-373-4636.
- MO HealthNet for Kids (CHIP)
free or low-cost coverage for children in families that earn too much for regular Medicaid.
- HealthCare.gov
Missouri uses the federal marketplace; most people leaving Medicaid or between jobs qualify for very cheap or $0-premium plans.
- Missouri Primary Care Association
community health centers offer doctor visits, dental, and mental health care on a sliding scale, insured or not.
Mental Health & Crisis
- Missouri Department of Mental Health
runs the state's crisis system; their site lists your region's 24/7 Access Crisis Intervention line and walk-in Behavioral Health Crisis Centers.
- DMH Behavioral Health Treatment
state-funded mental health and substance use treatment you can get even without insurance; call 573-751-4942 for help finding a provider.
- NAMI Missouri
free support groups, classes, and help navigating the mental health system for individuals and families.
Childcare & Family
- Missouri Child Care Subsidy
pays most of your childcare bill while you work or go to school; run by DESE's Office of Childhood. Call 573-522-8762 with questions.
- Child Care Aware of Missouri
free referrals to find childcare openings near you and help applying for subsidy. Call 314-535-1458.
Transportation & Employment
- Missouri Job Centers
free job search help, training money, and resume support at centers statewide.
- Missouri Unemployment Insurance
file your unemployment claim online at uinteract.labor.mo.gov or call 800-320-2519.
- OATS Transit
low-cost door-to-door rides in 87 rural Missouri counties for medical appointments, shopping, and work.
Legal Aid & Immigration
- Legal Services of Eastern Missouri
free civil legal help (eviction, debt, benefits, family law) for low-income people in 21 eastern counties. Call 1-800-444-0514.
- Legal Aid of Western Missouri
free civil legal help in Kansas City and 40 western counties. Call 816-474-6750. (Mid-Missouri and southern Missouri have their own legal aid programs — call 211 to be matched to yours.)
- MICA Project
low-cost immigration lawyers helping with green cards, asylum, and deportation defense, based in St. Louis.