Housing & Rent Help
- Montana Housing (Montana Board of Housing / Housing Division)
the state agency that runs rental assistance, affordable apartment listings, homebuyer loans, and foreclosure help for lower-income Montanans.
- Montana Homeless & Housing Coalition / Continuums of Care
connects people facing or experiencing homelessness to shelter and rapid re-housing through local providers across the state.
- HRDC District Councils (Human Resource Development Councils)
your regional community action agency offers emergency rent help, deposits, and eviction prevention; call 211 to find the HRDC serving your county.
Emergency Bills & Cash Assistance
- TANF Cash Assistance — Apply MT
monthly cash help for families with children who have very low income; apply online at apply.mt.gov or through DPHHS.
- Montana Community Action Partnership (MTCAP)
statewide network of community action agencies offering emergency help with bills, rent, and basic needs; find your local agency here.
- The Salvation Army in Montana
emergency assistance with rent, utilities, food, and other urgent needs through local corps offices across the state.
- Catholic Charities / St. Vincent de Paul (local parishes)
many Montana communities have parish-based funds for one-time emergency bills; call 211 to find the nearest.
Medical Bills & Debt
- Hospital Financial Assistance / Charity Care
every nonprofit hospital in Montana must offer financial assistance (charity care); ask the hospital billing office for their application to reduce or erase your bill.
- Cover Montana
free help understanding medical bills, insurance options, and coverage that can lower future costs; call 1-844-MTENROLL (1-844-683-6765).
- Montana Legal Services Association — Medical Debt Help
free legal help for low-income Montanans dealing with medical debt collection or lawsuits; HelpLine 1-800-666-6899.
Utilities
- Montana LIEAP — Low Income Energy Assistance Program
helps pay winter heating bills for income-eligible households; apply through your local HRDC or online.
- Weatherization Assistance Program (WAP)
free home energy upgrades (insulation, sealing, furnace repair) that lower your bills, run through HRDCs for income-eligible households.
- Energy Share of Montana
a statewide fuel fund that helps with heating and energy emergencies when other programs fall short; call 1-888-779-7589.
Food
- SNAP (Food Assistance) — Apply MT
monthly grocery benefits on an EBT card for households with low income; apply online at apply.mt.gov.
- Montana Food Bank Network
the statewide hub connecting you to local food banks and pantries; find food near you at mfbn.org.
- Montana WIC (DPHHS)
free healthy food, nutrition help, and breastfeeding support for pregnant people and kids under 5.
Healthcare Coverage & Free Care
- Montana Medicaid / HELP Plan
free or low-cost health coverage for low-income adults and families, including the Medicaid expansion (HELP Plan); apply at apply.mt.gov.
- Healthy Montana Kids (CHIP)
free and low-cost health and dental coverage for children in families that earn too much for Medicaid.
- HealthCare.gov Marketplace
buy private health plans with income-based subsidies; free local help through Cover Montana at 1-844-683-6765.
- Montana Primary Care Association
find community health centers and clinics that treat everyone on a sliding-fee scale, no matter your ability to pay or insurance status.
Mental Health & Crisis
- 988 Suicide & Crisis Lifeline (Montana)
call or text 988 any time to talk with a trained counselor during a mental health or suicide crisis.
- Voices of Hope
a Montana-based crisis support and warm line for people struggling emotionally who need someone to talk to; call 406-586-3333.
- Montana DPHHS Behavioral Health
connects you to mental health and substance use treatment services statewide; call 211 for local providers.
Childcare & Family
- Best Beginnings Child Care Scholarship
helps pay for child care so parents can work or go to school; apply online at app.mt.gov/ccubs.
- Child Care Resources (Raise MT)
helps Montana families find quality child care and navigate the Best Beginnings scholarship.
- Montana Head Start Association
free early education, meals, and family support for income-eligible families with kids under 5 and pregnant people.
Transportation & Employment
- Montana Job Service (Department of Labor & Industry)
free help finding work, training, and resume support at local Job Service offices statewide.
- MontanaWorks / Unemployment Insurance
apply for unemployment benefits if you have lost your job through no fault of your own; file at uid.dli.mt.gov.
- Montana Transit / Rides to Work & Care
find local and rural transit options; call 211 for rides to medical appointments, work, and errands in your area.
Legal Aid & Immigration
- Montana Legal Services Association (MLSA)
free civil legal help for low-income Montanans with eviction, benefits, debt, and family issues; HelpLine 1-800-666-6899.
- MontanaLawHelp.org
free legal information, self-help forms, and clinics for common problems like eviction and debt.
- Montana Legal Services — Immigration Referrals
Montana has limited immigration legal services; MLSA can help identify options or refer you to trusted providers; call 1-800-666-6899.