Housing & Rent Help
- Ohio Housing Finance Agency
the state's housing agency; offers affordable apartment listings, homebuyer help, and the Save the Dream Ohio mortgage/utility assistance program.
- Save the Dream Ohio
help for homeowners behind on mortgage, utility, or other housing costs to avoid foreclosure.
- Emergency Assistance / PRC (county JFS)
short-term Prevention, Retention and Contingency help through your county Job and Family Services office for a housing or utility crisis.
- Coalition on Homelessness and Housing in Ohio (COHHIO)
statewide resource for finding shelters, rehousing, and tenant help.
Emergency Bills & Cash Assistance
- Ohio Works First (TANF)
Ohio's cash assistance and work program for families with children; apply through the Ohio Benefits Self-Service Portal.
- Ohio Benefits Self-Service Portal
one online place to apply for cash assistance, food, and Medicaid.
- Ohio Association of Community Action Agencies (OACAA)
find your local community action agency for emergency help with rent, utilities, and basic needs.
- The Salvation Army in Ohio
emergency help with rent, utilities, food, and household needs through local corps offices.
Medical Bills & Debt
- Ohio Hospital Care Assurance Program (HCAP)
requires hospitals to give free basic care to Ohioans at or below the federal poverty level; ask any hospital's billing office.
- Hospital Charity Care / Financial Assistance
nonprofit hospitals offer discounted or free care to lower-income patients; ask for a financial assistance application.
- Ohio Department of Insurance – Consumer Services
free help with insurance disputes, denied claims, and surprise medical bills; call 1-800-686-1526.
Utilities
- Home Energy Assistance Program (HEAP)
helps pay winter heating and summer cooling bills for income-eligible households; apply at energyhelp.ohio.gov.
- Percentage of Income Payment Plan Plus (PIPP Plus)
caps your monthly gas and electric payments at a percentage of your income so bills stay affordable.
- Winter Crisis / Summer Crisis Program
emergency help when your utility is shut off or about to be; apply through your local Community Action agency.
- Ohio Home Weatherization Assistance Program
free home energy improvements that lower your bills for eligible households.
Food
- Supplemental Nutrition Assistance Program (SNAP)
monthly benefits to buy groceries; apply through the Ohio Benefits Self-Service Portal.
- Ohio Benefits SNAP application
apply online for food and other benefits.
- Ohio Association of Foodbanks
network of 12 regional food banks and thousands of pantries; find food help near you.
- Ohio WIC Program
food, formula, and nutrition support for pregnant people, new parents, and children under 5.
Healthcare Coverage & Free Care
- Ohio Medicaid
free or low-cost health coverage for eligible low-income Ohioans; apply through the Ohio Benefits Self-Service Portal.
- Ohio Medicaid for Children / Healthy Start
expanded Medicaid coverage for children and pregnant women in working families.
- HealthCare.gov (Marketplace for Ohio)
enroll in low-cost private plans with subsidies; Ohio uses the federal marketplace.
- Ohio Association of Free Clinics
find a free or low-cost clinic near you offering care regardless of insurance.
Mental Health & Crisis
- Ohio CareLine
free, confidential emotional support 24/7 from licensed counselors; call 1-800-720-9616.
- Ohio 988 Suicide & Crisis Lifeline
24/7 support for anyone in emotional crisis; call or text 988.
- Ohio Department of Mental Health & Addiction Services – Get Help
find local mental health and substance use treatment across the state.
Childcare & Family
- Publicly Funded Child Care (Ohio JFS)
helps eligible working families pay for childcare; apply through your county JFS.
- Ohio Child Care Search
find licensed, quality childcare in your area.
- Ohio Head Start Association
free early education, meals, and family support for young children in low-income families.
Transportation & Employment
- OhioMeansJobs
free help finding a job, training, and résumés online and at local OhioMeansJobs centers.
- Ohio Unemployment Insurance
apply for benefits if you've lost your job through no fault of your own.
- OhioMeansJobs Centers (find a location)
in-person career help and job search support in every county.
Legal Aid & Immigration
- Ohio Legal Help
plain-language legal information and a tool to find your local legal aid, courts, and forms.
- Alliance of Ohio Legal Aids – Find Your Legal Aid
connects you to the free civil legal aid office serving your county for eviction, benefits, and family issues.
- Legal Aid Society of Columbus / regional legal aids
free legal help for low-income Ohioans; find your local office through Ohio Legal Help.
- Community Refugee & Immigration Services (CRIS)
trusted low-cost immigration legal help and resettlement support in Ohio.